Personal Finance Planner — Excel

Take control of your money with this beautifully simple personal finance Excel planner. Tracks income from multiple sources, categorizes and visualizes monthly expenses against budget, calculates your savings rate, projects your debt-free date with the avalanche and snowball methods, shows your net worth progression over time, and includes a dedicated emergency fund and vacation savings tracker. Everything on one dashboard — no pivot tables, no complex formulas. Just enter your numbers and see your financial life clearly. Compatible with Google Sheets.